RBI Rules on Credit Scores, Loans and Recovery | GroScore

RBI Rules

Your rights as a borrower under RBI rules: credit report updates and disputes, free annual reports, digital lending safeguards, and what recovery agents can and cannot do.

RBI Ombudsman Complaint: How to Escalate a Bank or CIBIL Issue

Credit Report Disputes

RBI Ombudsman Complaint: How to Escalate a Bank or CIBIL Issue

Your bank ignored you, or a bureau left a wrong entry on your report. Here's when the RBI's free complaint route opens, how to file, and what it can and can't fix.

RBI Credit Score Rules: Faster Updates, Alerts and Compensation

Credit Reports & Bureaus

RBI Credit Score Rules: Faster Updates, Alerts and Compensation

Every right the RBI gives you over your credit report, with the date each rule started and what to do when one is broken.

Credit Reporting Agencies in India: 4 Bureaus Compared

Credit Reports & Bureaus

Credit Reporting Agencies in India: 4 Bureaus Compared

Four bureaus keep a file on you. Here's how they compare, and why your scores never quite match.

Credit Score Update: How Often Does CIBIL Update Your Score?

Check Credit Score

Credit Score Update: How Often Does CIBIL Update Your Score?

Lenders now report every week. Here's how long a payment really takes to reach your report, and what to do when it doesn't.

CIBIL Report Download: Get Your Credit Report PDF Free

Check Credit Score

CIBIL Report Download: Get Your Credit Report PDF Free

One free report a year from each bureau, a PDF password that trips everyone up, and what to check first.

CIBIL Dispute: How to Raise One and Fix Credit Report Errors

Credit Report Disputes

CIBIL Dispute: How to Raise One and Fix Credit Report Errors

A wrong late payment or a loan you never took can cost you a loan. Here's how to get it corrected, and what the RBI says the bureau and lender owe you.

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