Credit Cards and Your CIBIL Score

Credit Cards

Using credit cards to help your score, not hurt it: minimum scores, secured cards for beginners, limits and utilisation, card loans, minimum dues, and when to close a card.

Credit Cards

How to Close Credit Card Without Hurting Your CIBIL Score

One request and seven working days close the card. A little planning first keeps your credit score safe. Here's how to do both.

Credit Cards

Minimum CIBIL Score for Credit Card: What Banks Look For

There's no single cut-off. Here's the indicative score for each kind of card, what banks weigh besides the number, and what to fix before you apply.

Credit Cards

Credit Card for Low CIBIL Score: Secured and FD Cards

A low score doesn't have to mean no card. A fixed deposit can stand in for the trust a bank can't yet see in your report.

Credit Cards

Credit Card Score: How Credit Cards Affect Your CIBIL Score

Your card doesn't get its own score. Here's how every bill you pay, or don't, shows up in the one score lenders read.