Loan Apps in India: Safety, Costs and Credit | GroScore

Loan Apps

Loan and pay-later apps, judged on safety and cost: how to find the regulated lender behind an app, read the real APR, and see how app loans and BNPL affect your report.

Instant Short Term Loans in India: Costs, Risks, Alternatives

Instant Short Term Loans in India: Costs, Risks, Alternatives

A 30-day loan looks cheap in rupees and expensive as a yearly rate. Here's how to judge one, and what to try first.

Instant Loan of 5000 to 20,000: Small Loan Options and Costs

Instant Loan of 5000 to 20,000: Small Loan Options and Costs

Small loans look cheap in rupees and expensive as an APR. Here's how to pick one for Rs 5,000 to Rs 20,000 without getting caught by the fees.

Fake Loan Apps: How to Check If a Loan App Is RBI-Registered

Fake Loan Apps: How to Check If a Loan App Is RBI-Registered

There's no official list of fake loan apps, and lists online go stale fast. Here's how to check any app yourself in five minutes, and what to do if one is already harassing you.

Instant Loan Low Interest: How to Find the Real Cost (APR)

Instant Loan Low Interest: How to Find the Real Cost (APR)

The lowest headline rate is often not the cheapest loan. Here's how to work out what an instant loan really costs, with the arithmetic shown.

Instant Bank Loan vs NBFC vs Loan App: Which Is Safer?

Instant Bank Loan vs NBFC vs Loan App: Which Is Safer?

Banks, NBFCs and loan apps can all be safe. The difference is who actually lends you the money, and you can check that in five minutes.

Low CIBIL Score Loan App: How to Pick a Safe One

Loans With Low CIBIL

Low CIBIL Score Loan App: How to Pick a Safe One

No list can tell you which app is safe for you. Six checks, about fifteen minutes, can.

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